ATM Safety Tips

Print
PDF

Automated teller machines, or ATMs, have made banking more convenient than ever before. With the touch of a few buttons, you can withdraw cash, make deposits and transfer funds virtually anywhere an ATM is located. But with that convenience comes a need for some extra safety precautions. Follow these tips to help keep yourself and your money safe.

  • Keep your PIN confidential. Never write it down or share it with anyone -- not even family members.
  • Be aware of your surroundings, particularly at night. Make sure the ATM is free of sight obstructions. If you observe suspicious persons or circumstances, do not use the machine.
  • Have your ATM card ready and in your hand as you approach the ATM.
  • Use your body to "shield" the ATM keyboard as you enter your PIN.
  • Always take your receipts or transaction records with you.
  • Do not count or visually display any money you received at the ATM. Immediately put your money into your pocket or purse and count it later.
  • If you are using a drive-up ATM, be sure passenger windows are rolled up and all doors are locked. If you leave your car and walk to the ATM, lock your car.
  • If an ATM looks suspicious -- for instance, if it has a discolored card reader or an unresponsive keypad -- use another machine.
  • Regularly check your monthly statement for strange withdrawals, and contact your bank immediately if you notice something suspicious.