Checking

Reward Checking

FREE Checking

First With Interest Checking

First Class Checking

Payroll Convenience Checking

Health Savings Account

30 per debit fee over 20 debits will be incurred if balance requirements are not met

No fee for six withdrawals per month ($1.00 per withdrawal over six)

Requirements

Minimum initial deposit - $100

Must have a direct deposit or ACH transaction

Make at least 10 check card transactions (excluding ATM transactions), and receive e-statements.

Minimum initial deposit - $50

Minimum initial deposit - $100

Minimum initial deposit - $50

Minimum initial deposit - $25

Must have direct deposit

Must have a high deductable health insurance plan

Interest

Premium rate is paid on a two tier basis: $0 to $25,000 and $25,000.01 and over, if requirements are met

Variable interest rate computed on daily balance and paid monthly

Variable interest rate computed on daily balance and paid monthly

Fees

No monthly fees

No monthly fees

$10 per month if balance requirements are not met

$3 per month will be incurred if balance requirements are not met

No monthly fees

Monthly maintenance fee ($3.00 plus tax)

Benefits

No fee ATMs nationwide if requirements are met

FREE online banking and bill pay

FREE Visa Check Card

FREE online banking and bill pay

$5.00 a month Visa Check Card (*Students age
22 or younger are exempt from the CheckCard/ATM card fee.)

FREE online banking and bill pay

FREE Visa Check Card

FREE online banking and bill pay

$1.50 per month Visa Check Card access

FREE online banking and bill pay

FREE Visa Check Card

FREE first box of checks

Safe deposit box rental - first year FREE

FREE online banking and bill pay

FREE First 50 checks

Monthly statement with check images

To earn premium rate*, we ask you to:

• Have One Direct Deposit or ACH Auto Debit per Qualification Cycle
• Receive Your Monthly Statement Electronically
• Make at Least 10 Check Card Transactions per Qualification Cycle (Excluding ATM Transactions)

Account also offers:

• Free Check Card
• Free ATMs Nationwide**
• Free Online Banking and Bill Pay
• No Minimum Balance Requirements or Monthly Fees
• Unlimited transactions

When requirements are not met:

• Interest is Earned at the Base Rate on Entire Balance

Account continues to offer:

• Free Check Card
• Free Online Banking and Bill Pay
• No Minimum Balance Requirements or Monthly Fees
• Unlimited Transactions

* Premium rate is paid on a two tier basis:

• $.01 to $25,000
• $25,000 and over

**ATM fees are refunded on the last day of the qualification cycle when all requirements are met.

A no cost, non-interest bearing checking account.

• No minimum balance & No maintenance fees
• Unlimited check writing
• Minimum Initial Deposit - $50
• CheckCard $5.00/ month or ATM Card $1.50/month

• No fee with $1000 daily minimum balance or $2000 monthly average balance ($10/month fee
  will be incurred if balance requirements are not met)
• FREE CheckCard or ATM card
• Check images available for $5/month. (Fee is waived if the daily
  minimum balance is maintained or if e-statements are received)
• Variable interest rate computed on daily balance and paid monthly
• Minimum initial deposit - $100
• VIP/VIP Plus members are excluded from all charges

A checking account designed to provide ease in your banking needs.
Direct Deposit of payroll is required.

• No minimum balance
• No monthly fee
• FREE CheckCard
• FREE first box of checks

• Health Savings Account (HSA)-A special checking
  account that offers tax savings for individuals and
  families who are covered under high deductible
  health insurance plans
• No minimum balance
• FREE first 50 checks
• No fee for six withdrawals per month. $1.00 per
  withdrawal over six.
• Variable interest rate computed on daily balance
  and paid monthly
• Monthly maintenance fee $3.00

• A non-interest bearing checking account designed
  for customers who wish to maintain moderate account
  balances to attain a no charge checking account or
  customers who desire a no minimum balance account
  with a modest fee
• No fee with $350 daily minimum balance or $2000 monthly
  average balance ($3/month
  and .30/debit fee over 20 debits will be incurred if balance requirements are not met)
• Check images available for $5/month. (Fee is waived if
  the daily minimum balance is
  maintained or if e-statements are received)
• Minimum initial deposit - $50
• Senior Citizens age 60+ with Direct Deposit are excluded
  from the above fees
• CheckCard or ATM card $1.50/month
• VIP/VIP Plus members are excluded from all charges