Mortgage

First Central offers a selection of various fixed rate mortgage loan programs to finance or refinance your dream home.

We are committed to providing prompt, flexible, personalized, competitively-priced mortgage loans as a locally owned, community bank where all decisions are made locally and in a timely fashion.

Expert mortgage lenders......offering new home construction, refinancing, home mortgage loans, or first time home buyer programs...

Contact any of our expert lenders,  just click here or call them for fast FREE pre-approval - local lenders with local decision making....

Tony - DeWitt at  563-659-3141
Debbie - LeClaire at  563-289-2265
Brenda - Eldridge at  563-285-2033
Norma - Long Grove at 563-285-6455

The following information is usually required during the loan process:

• Your social Security number
• Previous two years W-2 forms
• Current pay stubs or, if self employed, your tax returns for the past two years
• Bank statements for the past two months
• Investment account statements for the past two months
• Retirement account statements for the past two months
• Credit card account information
• Auto loan account  information
• Personal loan account information

If you currently own Real Estate:

• Mortgage account information
• Home insurance policy information
• Home equity account information (if applicable)

This account is available to customers who maintain:

This account includes:

• No minimum balance
• No maintenance fee
• FREE CheckCard
• FREE first year safe deposit box rental (small box or similar discount on larger box)
• FREE first box of checks
• Minimum initial deposit - $100