Loans

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First Central State Bank has on staff business loan specialists... loan officers who get to know you, your business, and your customers. As an experienced business lender, we believe in custom-fitting long- and short-term financial solutions to each business. And because time is money, our specialists know how to make the application and loan approval process quick and easy.

Our officers are very knowledgeable about SBA guaranteed loans, and other types of commercial loans for equipment, working capital, and real estate.
They provide solutions that fit your needs and your business. To find out more, contact one of our loan officers to set up an appointment at our office, or at your business.
  • Lines of credit • Commercial real estate
  • Short-term notes • Construction
  • Installment loans • Private business
  • Equipment loans • SBA and other loan programs


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In our DeWitt office, contact:
Scott Jansen and Brian Volkens at 563-659-3141

In our LeClaire office, contact:
Kelly Wainwright O'Brien and Leo McGarry at 563-289-2265

In our Eldridge office, contact:
Tom Messer and Leo McGarry at 563-285-2033

Click Here to contact us.


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We understand the long hours our farmers put in during the season, or the increase in costs you have to face, or even the weather challenges you are sometimes dealt.

We are prepared to provide eastern area Iowa farmers with personalized service for their operating, livestock, machinery, facilities and real estate financing needs.


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In our DeWitt office, contact:
Scott Wiley and Brian Volkens at 563-659-3141

In our LeClaire office, contact: Leo McGarry at 563-289-2265

In our Eldridge office, contact: Earl Spickermann and Leo McGarry at 563-285-2033

Click Here to contact us.